- Beware of anyone asking you to send money. Before sending money to anyone, confirm with other family members whether or not a loved one is in trouble and requires assistance…even if the caller makes you promise not to tell anyone.
- Watch out for callers promoting prizes or free trips! There is always hidden fees involved and most times after the fees are uncovered, it is more than what the trip would have cost in the first place.
- Be suspicious of “no-risk” claims or promises of huge financial gain! There is no such thing as something for nothing!!! If it sounds to good to be true, it probably is.
- Be aware of individuals or firms that operate outside of Canada! If they are fraudulent, they cannot be prosecuted. This includes callers from the U.S. promoting within Canada.
- Resist the pressure to act immediately! Do not be impulsive! Many homeowners who feel pressured on the phone often feel that they owe the caller a legitimate reason for not accepting information or the invitation to participate in whatever is being presented. You are in control of who you talk to and who you provide information to. If you feel pressured, SAY NOTHING AND SIMPLY HANG UP YOUR PHONE!
- Do NOT give out personal information over the phone unless you initiate the call! This includes name, address, marital status or personal history. Fraudsters and Con artists have ways of extracting information from victims with casual conversation. Most times victims don’t even recall offering the information.
- Before investing your money, get a second opinion! Speak with a spouse, a trusted friend, a financial advisor or a lawyer.
- Consult with the Better Business Bureau, a financial advisor or your lawyer regarding any large investments! This may save you significant financial grief.
- Never give your credit card number out over the phone unless you are ABSOLUTELY certain the caller is legitimate!
- Be Careful when someone offers to deliver a product to your home! By telling them when it would be convenient, you may be providing them with times when your house will be vacant.
If you suspect that a call you have received is a scam, or if you feel that you are a victim of a fraud, please report it to the police immediately.